> ## Documentation Index
> Fetch the complete documentation index at: https://docs.txcloud.thetekcircle.io/llms.txt
> Use this file to discover all available pages before exploring further.

# API Overview

> TXCloud API Reference - 170 endpoints across 7 APIs

## Base URL

```
https://api.txcloud.io/v1
```

For testing, use the sandbox environment:

```
https://sandbox.api.txcloud.io/v1
```

## Authentication

All API requests require authentication via Bearer token:

```bash theme={null}
curl https://api.txcloud.io/v1/identity/verify \
  -H "Authorization: Bearer txc_live_your_api_key"
```

<Card title="Authentication Guide" icon="key" href="/authentication">
  Learn more about API authentication
</Card>

## APIs

<CardGroup cols={2}>
  <Card title="Identity API" icon="id-card" href="/api-reference/identity">
    19 endpoints for KYC verification
  </Card>

  <Card title="FraudShield API" icon="shield-halved" href="/api-reference/fraud">
    29 endpoints for fraud detection
  </Card>

  <Card title="TransactionGuard API" icon="credit-card" href="/api-reference/transactions">
    27 endpoints for transaction scoring
  </Card>

  <Card title="LendingRisk API" icon="chart-line" href="/api-reference/lending">
    24 endpoints for credit assessment
  </Card>

  <Card title="KYB API" icon="building" href="/api-reference/kyb">
    25 endpoints for business verification
  </Card>

  <Card title="Watchlist API" icon="magnifying-glass" href="/api-reference/watchlist">
    18 endpoints for AML screening
  </Card>

  <Card title="Developer Tools" icon="gear" href="/api-reference/devex">
    28 endpoints for API management
  </Card>
</CardGroup>

## Request Format

All POST/PUT requests use JSON:

```bash theme={null}
curl -X POST https://api.txcloud.io/v1/identity/verify \
  -H "Authorization: Bearer $API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"document_front": "...", "country": "MA"}'
```

## Response Format

All responses are JSON:

```json theme={null}
{
  "id": "ver_a1b2c3d4",
  "object": "identity.verification",
  "created_at": "2025-01-15T10:30:00Z",
  "status": "verified",
  ...
}
```

## Pagination

List endpoints use cursor-based pagination:

```bash theme={null}
GET /v1/identity/verifications?limit=20&starting_after=ver_abc123
```

```json theme={null}
{
  "object": "list",
  "data": [...],
  "has_more": true,
  "next_cursor": "ver_xyz789"
}
```

## Rate Limits

| Plan       | Requests/Minute |
| ---------- | --------------- |
| Free       | 60              |
| Starter    | 300             |
| Growth     | 1,000           |
| Enterprise | Custom          |

## Errors

All errors follow a consistent format:

```json theme={null}
{
  "error": {
    "code": "invalid_request",
    "message": "Document image is required",
    "type": "validation_error",
    "request_id": "req_a1b2c3d4"
  }
}
```

<Card title="Error Codes Reference" icon="triangle-exclamation" href="/resources/error-codes">
  View all error codes
</Card>