> ## Documentation Index
> Fetch the complete documentation index at: https://docs.txcloud.thetekcircle.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Check recipient risk



## OpenAPI

````yaml openapi/transactions.yaml post /transactions/recipients/check
openapi: 3.0.3
info:
  title: TXCloud TransactionGuard API
  version: 1.0.0
  description: |
    Real-time transaction risk scoring to prevent payment fraud.
    Analyzes transaction patterns, user behavior, and recipient risk.
servers:
  - url: https://api.txcloud.io/v1
  - url: https://sandbox.api.txcloud.io/v1
security:
  - BearerAuth: []
tags:
  - name: Scoring
    description: Real-time transaction scoring
  - name: Transactions
    description: Transaction management
  - name: Users
    description: User risk profiles
  - name: Recipients
    description: Recipient/merchant intelligence
  - name: Rules
    description: Transaction rules
  - name: Analytics
    description: Transaction analytics
paths:
  /transactions/recipients/check:
    post:
      tags:
        - Recipients
      summary: Check recipient risk
      operationId: checkRecipient
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              required:
                - type
                - value
              properties:
                type:
                  type: string
                value:
                  type: string
                sender_user_id:
                  type: string
      responses:
        '200':
          description: Recipient check result
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/RecipientCheck'
components:
  schemas:
    RecipientCheck:
      type: object
      properties:
        id:
          type: string
        risk_score:
          type: integer
        risk_level:
          type: string
        relationship:
          type: object
        flags:
          type: array
          items:
            type: string
  securitySchemes:
    BearerAuth:
      type: http
      scheme: bearer

````