API Overview - TXCloud

Base URL

https://api.txcloud.io/v1

For testing, use the sandbox environment:

https://sandbox.api.txcloud.io/v1

Authentication

All API requests require authentication via Bearer token:

curl https://api.txcloud.io/v1/identity/verify \
  -H "Authorization: Bearer txc_live_your_api_key"

Authentication Guide

Learn more about API authentication

APIs

Identity API

19 endpoints for KYC verification

FraudShield API

29 endpoints for fraud detection

TransactionGuard API

27 endpoints for transaction scoring

LendingRisk API

24 endpoints for credit assessment

KYB API

25 endpoints for business verification

Watchlist API

18 endpoints for AML screening

Developer Tools

28 endpoints for API management

Request Format

All POST/PUT requests use JSON:

curl -X POST https://api.txcloud.io/v1/identity/verify \
  -H "Authorization: Bearer $API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"document_front": "...", "country": "MA"}'

Response Format

All responses are JSON:

{
  "id": "ver_a1b2c3d4",
  "object": "identity.verification",
  "created_at": "2025-01-15T10:30:00Z",
  "status": "verified",
  ...
}

Pagination

List endpoints use cursor-based pagination:

GET /v1/identity/verifications?limit=20&starting_after=ver_abc123

{
  "object": "list",
  "data": [...],
  "has_more": true,
  "next_cursor": "ver_xyz789"
}

Rate Limits

Plan	Requests/Minute
Free	60
Starter	300
Growth	1,000
Enterprise	Custom

Errors

All errors follow a consistent format:

{
  "error": {
    "code": "invalid_request",
    "message": "Document image is required",
    "type": "validation_error",
    "request_id": "req_a1b2c3d4"
  }
}

Error Codes Reference

View all error codes

​Base URL

​Authentication