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Credit risk assessment with income verification and affordability analysis
https://api.txcloud.io/v1/lending
https://sandbox.api.txcloud.io/v1/lending
curl https://api.txcloud.io/v1/lending/assess \
-H "Authorization: Bearer txc_live_your_api_key"
import TXCloud from '@txcloud/sdk';
const txcloud = new TXCloud('your_api_key');
const assessment = await txcloud.lending.assess({
applicant_id: 'app_123',
loan_amount: 50000,
loan_term_months: 12,
bank_statements: ['base64_statement...'],
purpose: 'personal'
});
console.log(assessment.credit_score); // 720
console.log(assessment.recommendation); // 'approve'
| Method | Endpoint | Description |
|---|---|---|
| POST | /lending/assess | Create credit assessment |
| POST | /lending/income/verify | Verify income |
| POST | /lending/affordability | Calculate affordability |
| GET | /lending/assessments/{id} | Get assessment details |
| GET | /lending/assessments | List assessments |