curl --request POST \
  --url https://api.txcloud.io/v1/lending/assess \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "applicant": {
    "id": "<string>",
    "first_name": "<string>",
    "last_name": "<string>",
    "date_of_birth": "2023-12-25",
    "phone": "<string>",
    "email": "<string>",
    "national_id": "<string>"
  },
  "loan_request": {
    "amount": 123,
    "currency": "<string>",
    "term_months": 123,
    "purpose": "<string>"
  },
  "consent": {
    "bureau_check": true,
    "timestamp": "2023-11-07T05:31:56Z",
    "bank_data": true
  },
  "employment": {
    "employer_name": "<string>",
    "monthly_income": 123,
    "income_currency": "<string>"
  },
  "existing_debts": [
    {}
  ]
}
'

import requests

url = "https://api.txcloud.io/v1/lending/assess"

payload = {
    "applicant": {
        "id": "<string>",
        "first_name": "<string>",
        "last_name": "<string>",
        "date_of_birth": "2023-12-25",
        "phone": "<string>",
        "email": "<string>",
        "national_id": "<string>"
    },
    "loan_request": {
        "amount": 123,
        "currency": "<string>",
        "term_months": 123,
        "purpose": "<string>"
    },
    "consent": {
        "bureau_check": True,
        "timestamp": "2023-11-07T05:31:56Z",
        "bank_data": True
    },
    "employment": {
        "employer_name": "<string>",
        "monthly_income": 123,
        "income_currency": "<string>"
    },
    "existing_debts": [{}]
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    applicant: {
      id: '<string>',
      first_name: '<string>',
      last_name: '<string>',
      date_of_birth: '2023-12-25',
      phone: '<string>',
      email: '<string>',
      national_id: '<string>'
    },
    loan_request: {amount: 123, currency: '<string>', term_months: 123, purpose: '<string>'},
    consent: {bureau_check: true, timestamp: '2023-11-07T05:31:56Z', bank_data: true},
    employment: {employer_name: '<string>', monthly_income: 123, income_currency: '<string>'},
    existing_debts: [{}]
  })
};

fetch('https://api.txcloud.io/v1/lending/assess', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.txcloud.io/v1/lending/assess",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'applicant' => [
        'id' => '<string>',
        'first_name' => '<string>',
        'last_name' => '<string>',
        'date_of_birth' => '2023-12-25',
        'phone' => '<string>',
        'email' => '<string>',
        'national_id' => '<string>'
    ],
    'loan_request' => [
        'amount' => 123,
        'currency' => '<string>',
        'term_months' => 123,
        'purpose' => '<string>'
    ],
    'consent' => [
        'bureau_check' => true,
        'timestamp' => '2023-11-07T05:31:56Z',
        'bank_data' => true
    ],
    'employment' => [
        'employer_name' => '<string>',
        'monthly_income' => 123,
        'income_currency' => '<string>'
    ],
    'existing_debts' => [
        [
                
        ]
    ]
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.txcloud.io/v1/lending/assess"

	payload := strings.NewReader("{\n  \"applicant\": {\n    \"id\": \"<string>\",\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"date_of_birth\": \"2023-12-25\",\n    \"phone\": \"<string>\",\n    \"email\": \"<string>\",\n    \"national_id\": \"<string>\"\n  },\n  \"loan_request\": {\n    \"amount\": 123,\n    \"currency\": \"<string>\",\n    \"term_months\": 123,\n    \"purpose\": \"<string>\"\n  },\n  \"consent\": {\n    \"bureau_check\": true,\n    \"timestamp\": \"2023-11-07T05:31:56Z\",\n    \"bank_data\": true\n  },\n  \"employment\": {\n    \"employer_name\": \"<string>\",\n    \"monthly_income\": 123,\n    \"income_currency\": \"<string>\"\n  },\n  \"existing_debts\": [\n    {}\n  ]\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.txcloud.io/v1/lending/assess")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"applicant\": {\n    \"id\": \"<string>\",\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"date_of_birth\": \"2023-12-25\",\n    \"phone\": \"<string>\",\n    \"email\": \"<string>\",\n    \"national_id\": \"<string>\"\n  },\n  \"loan_request\": {\n    \"amount\": 123,\n    \"currency\": \"<string>\",\n    \"term_months\": 123,\n    \"purpose\": \"<string>\"\n  },\n  \"consent\": {\n    \"bureau_check\": true,\n    \"timestamp\": \"2023-11-07T05:31:56Z\",\n    \"bank_data\": true\n  },\n  \"employment\": {\n    \"employer_name\": \"<string>\",\n    \"monthly_income\": 123,\n    \"income_currency\": \"<string>\"\n  },\n  \"existing_debts\": [\n    {}\n  ]\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.txcloud.io/v1/lending/assess")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"applicant\": {\n    \"id\": \"<string>\",\n    \"first_name\": \"<string>\",\n    \"last_name\": \"<string>\",\n    \"date_of_birth\": \"2023-12-25\",\n    \"phone\": \"<string>\",\n    \"email\": \"<string>\",\n    \"national_id\": \"<string>\"\n  },\n  \"loan_request\": {\n    \"amount\": 123,\n    \"currency\": \"<string>\",\n    \"term_months\": 123,\n    \"purpose\": \"<string>\"\n  },\n  \"consent\": {\n    \"bureau_check\": true,\n    \"timestamp\": \"2023-11-07T05:31:56Z\",\n    \"bank_data\": true\n  },\n  \"employment\": {\n    \"employer_name\": \"<string>\",\n    \"monthly_income\": 123,\n    \"income_currency\": \"<string>\"\n  },\n  \"existing_debts\": [\n    {}\n  ]\n}"

response = http.request(request)
puts response.read_body

{
  "id": "<string>",
  "object": "<string>",
  "status": "<string>",
  "decision": {
    "recommendation": "approve",
    "confidence": 123,
    "max_approved_amount": 123
  },
  "credit_score": {
    "score": 123,
    "grade": "<string>",
    "percentile": 123
  },
  "income_analysis": {},
  "affordability": {},
  "pricing": {}
}