curl --request POST \
  --url https://api.txcloud.io/v1/transactions/recipients/check \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "type": "<string>",
  "value": "<string>",
  "sender_user_id": "<string>"
}
'

{
  "id": "<string>",
  "risk_score": 123,
  "risk_level": "<string>",
  "relationship": {},
  "flags": [
    "<string>"
  ]
}