curl --request POST \
  --url https://api.txcloud.io/v1/lending/prequalify \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "monthly_income": 123,
  "loan_amount": 123,
  "loan_term_months": 123,
  "applicant_id": "<string>",
  "existing_monthly_debts": 123
}
'

{
  "id": "<string>",
  "likely_qualified": true,
  "confidence": 123,
  "estimated_score_range": {},
  "estimated_max_amount": 123,
  "dti_estimate": 123
}